Gerd Gebhard is a director of PECOMA Actuarial and Risk S.A., a firm of consulting actuaries and risk management advisors, as well as an independent director. He specializes in occupational pensions and related financial services areas such as life assurance and the fund industry. He is co-chairman of the ALFI working group on pensions and is also a member of the CSSF working group on pensions. He was previously a partner with a local audit and accounting practice and has held a number of managerial positions in a large banking and fund management group in Luxembourg. Besides focusing on finance, he has acquired broad experience of regulated financial services, industry and the service sector. Gerd holds an MBA from Cranfield and the ESC Lyon and is a Fellow of the Institute of Chartered Accountants in England and Wales. He also qualified as Réviseur d’Entreprises and an Expert-Comptable in Luxembourg.